Do you have friends who have a profession based on skills and expertise such as a lawyer, accountant or electrician?  If so you may occasionally ask that person for advice.  After all, a friend is happy to help you. For example, you probably wouldn’t hesitate to ask your chiropractor buddy, “Are sit-ups bad for my back?”  He likely would be happy to provide you with an answer. That’s the advantage of having friends who are...

A common problem in the housing market   You are shopping for a home and see one listed in the perfect area, a beautiful yard, and just the right square footage.  You can’t wait to go take a look!  Open the door and…… ugh.  Dated and tired.   In the past, you could have purchased the home, slowly worked at updating a few things here and there, putting a few reno’s on your line of credit.  In a couple of year...